"Моя защита" - Apartment

"Моя защита" program will help preserve your property.

Protect your property and liability to third parties with “Моя защита” insurance policy.
Installment payment is available only in the Halyk app.

Advantages:

  • Policy is valid for a year or until the entire sum insured is used. 
  • Insurance payment is made regardless of whose fault the flood damage occurred. 
  • Payment is made within 10 business days. 
  • Policy value: 0.1% of the actual market value of your apartment*


Covered risks:

  • Full compensation in case of loss or damage to the insured property** 
  • Fire, lightning, explosion, water damage 
  • Natural disasters (earthquake, flood, hurricane, etc.)
  • Illegal actions of third parties 
  • Fall of manned flying objects and their parts

*Civil liability to third parties (neighbors) + 10,000 tenge. 
**In case of loss of the insured property, the payment amount will be the amount of the property at the time of conclusion of an agreement.

Get insurance in 3 steps

1

Enter data, calculate cost 

2

Pay in a way that is convenient for you

3

Receive the policy in your personal account 

Tariffs and payments

1
Payment amount upon the occurrence of an insured event
• Up to the full market value of the apartment at the time of conclusion of an agreement • Civil liability to third parties (neighbors) - to 5,000,000 tenge
2
Cost of insurance
• 0.1% of the property value • Civil liability to third parties (neighbors) - 10,000 tenge